Your budget
Compare monthly premiums alongside deductibles and other out-of-pocket costs.
Individual & family health insurance
Health insurance.
Made easy.
For the everyday moments.
And everything ahead.
- Individual & family coverage
- ACA & off-Marketplace options
- Free help from a licensed agency
✓ Free quote assistance✓ Licensed insurance agency✓ No obligation to enroll
Insurance companies & networks
Brands shown for reference. Plan availability varies by location and eligibility.
Less searching. More clarity.
Get help making sense of your health insurance options.
Your priorities
Review benefits, prescriptions and the doctors you want in your network.
Your decision
Ask questions, understand your options and decide what works for you.
Two ways to explore coverage.
Health insurance options for individuals and families.
Individual & family
ACA Marketplace
Health coverage through the ACA Marketplace.
- Income-based financial help, if eligible
- Potential savings on premiums and copays
- No coverage denial for pre-existing conditions
Outside the Marketplace
Off-Marketplace Insurance Plans
Private coverage purchased outside the Marketplace.
- Health and medical history can affect pricing on underwritten plans
- No Marketplace tax credits; approval depends on plan eligibility
- May suit higher-income earners without Marketplace savings
Plan availability, prices, benefits and enrollment eligibility vary. We do not offer every plan or carrier. Insurance premiums and plan costs still apply.
Simple from start to finish.
No long forms. No medical history needed to start.
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1
Start with your ZIP
We fill in your city and state for you.
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2
Tell us the basics
Choose your coverage group, income range and date of birth.
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3
Get personal guidance
Send your request, then call an agent or wait for a reply.
A few things to know.
Clear answers before you get started.
Does a quote request cost anything?
No. Our quote assistance is free and there is no obligation to enroll. Insurance premiums and other plan costs still apply. The agency may receive commissions from insurers.
Will I see an instant price?
This form requests help with a quote. A licensed agent will confirm the details needed to review available plans and accurate premiums with you.
Do I have to agree to phone calls?
No. The callback option starts unchecked. Providing your phone number does not give call permission. You can request an email response and choose to call an agent after finishing the form.
When can I enroll?
ACA individual coverage generally requires Open Enrollment or an applicable Special Enrollment Period. Your agent can help you review timing. This form does not enroll you in coverage.
Who receives my request?
Union Health Insurance Agency, the licensed agency operating Health Policy Navigator. An agent confirms whether we can help in your state. This is a privately operated website, not a government program.